Buyers

Why buy a home? Why buy a second home or upgrade? Should I downsize? These are many questions first time home buyers and home owners struggle with. For those who have always had the dream of owning their own home the answer is easy. Save up and try to buy a home when you can. But it is not as simple as that. There are many factors that go into the purchase of a home. Here are a few things to consider when buying a home.

The first thing is, are you a first-time home buyer? If so, there are programs and loans for first time home buyers. A real estate agent will be able to guide you through the mortgage lending and home buying process. Even if you are not ready right now, a good real estate agent can give your resources to help you with things that lead up to home ownership such as keeping on top of your finances by watching your credit, give you a planning guide, help with resources for loans and give you many options you may not even know are available to home buyers.

Are you in the Military or a Veteran? If so, thank you for your service. There are special loans available to our servicemen and women and veterans. A VA loan is available to you, but that is not the only option. You can also qualify for other loans that may be better options in the long run. You may find you also need relocation services, information about the area and other resources. These are just some of the things to think about.

Is it time to expand? Do you have a growing family? If so, you will either want to buy your first home, or upgrade to something that will be a better fit for your family’s needs. This is an exciting time for you in your life and location is another thing to consider. With many people working from home permanently these days, it is very easy to find a home tin a different location from your job. Take into consideration all the factors, such as family, budget, space needs, needs vs. wants. A real estate agent is qualified to help you find out what loans are available to you, which houses are in your budget and be your guide throughout the whole process.  Taking into consideration all factors from pre-purchase, to loan qualification, to finding the perfect home. Take the pre-purchase evaluation and download the planning guide to get started.

Do you have too much home? Maybe your children have gone off to college and now you are ready for something a little smaller. If so, you are not alone. In fact, you are in the majority. Many empty nesters find that they would rather live in a smaller home because it is easier to maintain and more energy efficient, less landscaping care, and other factors. Whatever the reason, downsizing your home can have many benefits including economical wise and health wise. The process can be a lot easier than you think. A trusted real estate agent can help with all the ins and outs of moving into something that fits your needs. If you are hesitant to list because of finding a new home, there are options for that. The first is listing with a contingency. The other option is offered exclusive through my company that can help you find your new home first and then list your current home. This can also be done using the equity from your current home as a down payment for your new home. Call or contact me today to find out more about this plan. (562) 521-0240.

For all cases don’t forget to check out the resources pages and download the guides. The planning guide and buyer’s checklist will be your best sources to help you discover what you really want in a home and the shortest distance to achieving that goal!